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How to Get the Most Out of Your Personal Injury Settlement


After a personal injury, you will likely be facing substantial financial costs. In addition to medical bills, you could be facing lost wages from missing time at work. If the injury was the result of a car accident, then you also face the cost of repairing or replacing your vehicle. The bills can add up quickly. It is important to ensure that you receive a fair settlement from the insurance company that will cover all of your expenses.

Getting your life back to normal after an accident can be incredibly challenging. Without proper compensation, it can be nearly impossible. Here are some tips for ensuring that you get the maximum settlement to which you are entitled.

Hire a Lawyer

The best way to ensure that you receive fair compensation for your personal injury is by hiring a qualified personal injury lawyer. Insurance companies have a bag full of tricks to use against claimants to either deny their claim or, at the very least, severely undervalue it. The average person is not equipped to properly fend off all of the attacks that an insurance company will employ.

According to the experts at https://maho-prentice.com/oxnard/, by hiring an experienced attorney, you are employing the best tool you have at your disposal. A personal injury lawyer can help level the playing field. They know all of the tricks that the insurance company will use against you and how to counter them.

People often worry that a lawyer will cost too much money. However, any reputable personal injury lawyer will work on a contingency basis. That means that they don’t get paid unless you get paid. You may still be worried that the percentage of your settlement that goes to your attorney will be too much, and you will be better off negotiating a deal yourself.

The truth is, though, that even after paying a lawyer’s legal fees, people who have representation average a much higher take-home amount than those without a lawyer. Hiring a lawyer is the best way to make sure you get personal injury claim compensation that is fair.

Follow All Medical Advice

Aside from hiring a lawyer, most of the things you can do to get a better personal injury settlement all boil down to one central theme: Don’t Make Mistakes. One of the biggest mistakes you can make is not properly following all medical advice from your doctor. Not only is this a legal mistake, but it is also a healthcare mistake. Your doctor lays out a healing plan to protect you.

By failing to follow that plan, you are likely to heal slower. The insurance company is also less likely to pay all of your medical bills as they will view your failure to follow your doctor’s advice as creating unnecessary costs. Whether this does actually result in extra medical expenses or not, the insurance company can certainly make it appear that way.

Stay Away From Social Media

One of the easiest mistakes to avoid during the settlement process is posting on social media. From the time of your accident until your case has settled, steering clear of social media is your best course of action. Insurance companies will comb through everything they can find on your social media pages in hopes of discovering something that they can use against you.

No matter how innocuous you believe a comment to be, it could potentially harm your case. In general, you should avoid talking about your case with anyone other than a spouse or your attorney. Your friends and other family members do not need to know every detail.

In addition to avoiding social media yourself, you should request that friends and family refrain from posting any pictures or comments about you as well.

If you absolutely can’t avoid social media for some reason, at least make sure that all of your privacy settings are at the highest levels.

Don’t Talk to the Insurance Company Directly

All of your communication with the insurance company should go through your lawyer. Speaking with an insurance adjuster yourself is not going to help you in any way but could end up causing you harm. If the insurance company calls you, give them the number of your lawyer and end the conversation. If you have anything you wish to convey to the insurance company, have your lawyer relay the message.

By following these simple steps, you can help maximize your settlement and not have to worry about whether you will be able to afford to pay your injury-related bills.

By: Wilma Wiliams

Wilma Wiliams is a law school graduate and a part-time freelance blogger, focused on various legal topics such as personal injury, and bankruptcy. She’s passionate about educating the public on fighting for their rights, which is why she’s currently collaborating with Ask LLP: Lawyers for Justice, whilst actively sharing a part of her experience as a former lawyer.

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